Information on Payments
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Backstage Rock Shop Ltd does not save or store customers' banking and credit card information.
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Online payments
We provide our customers several options for Online Payments.
The following payment methods are available at checkout directly via Shopify Payments:
- Visa
- Mastercard
- Maestro
- American Express
- UnionPay
- Shop Pay
- Apple Pay
- Google Pay
The following are available at checkout via our Payment Gateway Operator Paytrail Oyj:
- Visa
- Mastercard
- Maestro
- American Express
- MobilePay
- Siirto
- PayPal
- Online bank services (in Finland only)
- Invoice / Installment payments (see below, in Finland only)
If you choose a payment method that is operated by Paytrail, you will be redirected to the Gateway Operator's website to complete the transaction.
Once the transaction is completed, you will be redirected back to the store.
Do not close your browser window or leave the website before returning to the store!
The Payment Gateway is operated by Paytrail Oyj in co-operation with PayPal, Finnish banks and creditors.
Paytrail Oyj is shown as the recipient on the payee's bank account statement or credit card invoice. Paytrail Oyj forwards payments to the merchant.
Paytrail Oyj is an authorized Payment Institution.
Paytrail Oyj, business ID 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
Phone: +358 207 181830
For reclaims, please contact our customer service.
Walley Invoice / Installment Payment (available only in Finland)
You can pay your purchases up to 5000 € with the help of Walley Invoice / Part Payment. Walley Invoice offers you always 30 interest-free* payment days. (*Payment time interest is 0%, notification fee 3,80 € will be added to the first invoice.)
You can pay the whole invoice by the due date or alternatively choose to pay in 1-36 monthly payments.
The Part Payment plan starts automatically if you pay the lowest amount of the month, which is marked on your invoice. If you wish, you can also pay bigger part payment amounts or pay off the whole amount of the invoice.
The monthly interest is 1,6 % per month, which equals in the nominal annual interest of 19,20 %. A notification fee 2,95 € will be added to the invoice monthly (3,80 € in the first invoice), whereupon the real annual interest calculated for a purchase of 1000€ is 28,6 %.
When you choose the Walley Invoice / Part Payment you receive your goods before you pay for them. This makes product exchanges and returns safer and more flexible.
The Walley Invoice / Part Payment is available for a person who is at least 18 years of age and has an immaculate credit rating. We will carry out a credit rating check along the order. Late payments and unpaid invoices will be charged with a reminder fee 5 € and the monthly interest rate 1,6 % for the delayed time.
In order to pay the invoice in installments and sign a credit agreement, you must pay the minimum amount by the due date and sign the credit agreement with Walley / Norion Bank. Please see my.walley.fi on how to sign the agreement.
You can see the terms and conditions for Walley Invoice / Part Payment from the following links:
General invoice and account credit
Terms: https://cdn.walleypay.com/terms/Terms_FI.pdf
The Standard European Consumer Credit
Information: https://cdn.walleypay.com/terms/SECCI_FI.pdf
The creditor is Norion Bank AB.
Buy with a bill / OP Lasku (available only in Finland)
Suitable for online purchases of up to 5,000€.
Serves all banks’ customers.
OP Lasku has an interest-free payment term of 45 days.
The instalment option adds flexibility to purchases.
Nominal annual interest of instalment payment is 19,95 %.
Account management fee 2,95€ will be added to the invoice monthly. The fee is paid only once, regardless of the amount of billable payments.
All terms & costs: https://www.op.fi/henkiloasiakkaat/paivittaiset/maksaminen/op-lasku/tuotetiedot-ja-hinnasto
The creditor is OP Rahoitus.